Learn how to use the Chase Sapphire Most popular $50 lodge credit score – The Factors Man

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It’s no secret that we predict the Chase Sapphire Most popular Card is a wonderful journey bank card with only a $95 annual payment and loads of advantages.

One among these advantages is a $50 annual Final Rewards lodge assertion credit score for reservations booked by way of Chase Journey.

Whereas $50 might not look like a lot within the grand scheme of issues, this credit score definitely shouldn’t be missed since maximizing this profit alone covers greater than half of the cardboard’s annual payment. And you may make the most of this profit with solely a fast one-night getaway.

This profit just isn’t a $50 assertion credit score for any lodge you e book and pay for along with your card. You will need to particularly make your reservation by way of the Chase Final Rewards portal. In response to the perk’s phrases:

$50 Annual Final Rewards Resort Credit score: An announcement credit score will mechanically be utilized to your account when your card is used for lodge lodging purchases made by way of the Final Rewards program, as much as an annual most accumulation of $50. Annual means the 12 months starting along with your account open date by way of the primary assertion date after your account anniversary, and the 12 month-to-month billing cycles after that every 12 months. Yearly, the primary $50 in Final Rewards lodge purchases is not going to earn rewards factors. Assertion credit score(s) will submit to your account inside two days after your buy posts to your account and can seem in your month-to-month bank card billing assertion inside 1-2 billing cycles.

Be warned that once you e book your lodge keep by way of the Final Rewards portal, you probably received’t earn any lodge factors or elite night time credit nor take pleasure in any elite perks you could be entitled to when reserving straight with the lodge. You possibly can at all times name a collaborating property after reserving so as to add your loyalty program quantity (or attempt to add it at check-in), however remember that you just shouldn’t count on to earn factors, nor do you have to count on to have any elite perks honored.

That mentioned, there’s nonetheless worth to be discovered with reserving by way of the Final Rewards portal, as you need to use it to e book boutique or impartial inns that don’t have a loyalty program anyway.

Learn how to use the $50 lodge credit score on the Chase Sapphire Most popular

Making lodge bookings by way of Final Rewards to unlock the $50 assertion credit score is comparatively simple.

First, log in to the Final Rewards portal. When you’ve got a number of Chase playing cards, be sure that your Sapphire Most popular is chosen within the higher left nook. Then, you’ll wish to choose “Journey” on the menu to the left to launch the portal.

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You possibly can seek for any lodge based mostly on metropolis or airport code.

After perusing the choices, I discovered a lodge that was about $240 per night time. I chosen my room after which proceeded to checkout. Within the cost choices, you should definitely choose “Save my factors for later” and pay along with your Sapphire Most popular as an alternative of redeeming your Final Rewards factors to e book this keep.

It was simple as that — I then had a confirmed reserving, and the pending cost was instantly posted to my assertion.

How lengthy does it take for the Chase Sapphire Most popular lodge credit score to submit to my account?

Now for the burning query: How lengthy does the $50 assertion credit score take to submit to your account? Though the cost for the lodge posted Sept. 27, I didn’t obtain my $50 assertion credit score till two days after my keep was over — Oct. 5.

TPG director of content material Nick Ewen had the same expertise when he booked a last-minute, one-night keep in Tampa. The $135.07 buy by way of Chase Journey posted Nov. 5. The $50 credit score hit his account Nov. 9 — the day after his checkout.

Nonetheless, based on the phrases of the profit, it is best to see the $50 credit score submit inside one to 2 billing cycles. Consequently, if you happen to’re reserving weeks (or months) prematurely, it is best to obtain the assertion credit score earlier than your keep.

This profit is just like the $100 annual lodge credit score per calendar 12 months on the Citi Premier® Card (a competing card that additionally comes with a $95 annual payment). Nonetheless, that lodge credit score is way more tough to make use of, as it’s a must to spend a minimum of $500 (on a single lodge keep, excluding taxes and costs) and e book by way of the Citi ThankYou portal for it to use.

In the meantime, the $50 lodge credit score on the Chase Sapphire Most popular has nearly no restrictions — save for the truth that it’s worthwhile to e book on the Final Rewards portal.

Chase continues to make the Sapphire Most popular a beneficial and trusted choice for cardholders. This annual $50 lodge assertion credit score alone ensures that I’ll hold this card for the foreseeable future.

Though not a excessive greenback quantity, a $50 low cost can nonetheless be appreciable, particularly when the cardboard’s annual payment is barely $95 per 12 months. When you take into account all the cardboard’s different advantages, it’s onerous to not justify including the Sapphire Most popular to your pockets.

Official utility hyperlink: Chase Sapphire Most popular with 80,000 bonus factors after you spend $4,000 on purchases within the first three months from account opening.

Extra reporting by Emily Thompson and Ryan Wilcox.